Looking for a secured loan? Whatever it’s for, and whatever your credit profile, let us help you find the best deal today. We will provide you with a quote that compares prices from a range of UK lenders, meaning you can rest assured you’ll be saving both time and money.

✅ Borrow £25,000 to £500,000+

✅ Get a quote for free

✅ CCJ’s, Defaults and missed payments

✅ Borrow over 3-25 years. Easy online application.


Your quote will be provided by an FCA-authorised adviser.

How to choose an adviser

The perfect adviser will:

  • Offer a free quote
  • Be able to compare rates from a range of UK lenders
  • Interpret your needs and understand make recommendations for which loan will suit your needs best
  • Have a proven track record
  • Be able to advise you on all of more complicated options such as whether you’re better off with a tracker or fixed rate, how long a fixed term you should get, and so on
  • Provide a service that is professional and not pushy

While the perfect broker may not exist (there aren’t many who will actually be comparing every loan from every single UK lender), the ones you can get in touch with on this page come pretty close!

How to choose the best secured loan

The two main things you need to factor in when looking for a secured loan are how much it costs, and whether you and your property are eligible.

You’ll need to look at the loan to value you require (the size of the loan you need as a percentage of the property’s value), then check out the fees involved, the monthly cost in the initial period, and the cost thereafter.

There’s quite a lot involved so a qualified adviser can do a lot the hard work for you.

Secured Loan FAQs

The amount you can borrow will be influenced by the size of your equity, your income, and your outgoings. Typically, most lenders will allow you to borrow up to a total of 85% loan to value on your home. So if you had a £50,000 mortgage and your property is worth £100,000, you’d be able to borrow £35,000.

You’ll need to spend some time figuring this out. Start with your monthly income after tax, then figure out what you spend on bills, what you need for leisure, how much you want to save, and then look at what you have left.

There are usually fees involved, which will be made clear to you when you get a quote.

Your adviser can take your details and find which mortgages you are eligible for before actually getting a quote. This can save a lot of time and help protect your credit rating.

About our secured loan comparison

We include an example of secured loan companies who you can get a quote from via a Financial Conduct Authority (FCA) regulated broker who we may introduce you to if you request a quote. We keep the information on this page up to date, but you will get a tailored quote from the broker we introduce you to.

If you choose to take out a policy, we may be paid a commission by the broker.