There are many reasons why UK homeowners remortgage. The most common is that most mortgages come with an initial deal period, which is usually between 1 and 5 years. After
How Does a Buy-to-Let Mortgage Work? Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. There are some important distinctions between the rules around buy-to-let mortgages and regular
How Can I Release Equity from My Home? Equity release refers to a range of products that allow you to access the money you have tied up in your home once you have paid off
I’m a First-Time Home Buyer. What Are My Options? If you’re a first-time buyer it can be overwhelming trying to wade through the plethora of information and working out the
What Is an Offset Mortgage? An offset mortgage is linked to your savings account and effectively reduces the amount of interest you are charged on your mortgage. Rather than your savings being used to pay off
How Do I Get A Mortgage If I’m Self-Employed? If you are self-employed, you can still secure a mortgage to buy your own home, but you need to be clear on what information a
If you’re a homeowner coming to the end of a fixed-rate mortgage, you’re likely to be feeling concerned that your monthly payments are about to skyrocket. But, if you’re prepared
Look into Guarantor Loans One reason why banks will shy away from mortgages with no or low deposits is because the underlying borrowers typically do not have a very sizable