A current account is a bank account designed for managing your day-to-day money. They are primarily used for receiving and sending regular payments, and for paying for things with a debit card. Most current accounts can be accessed via a high-street branch, online, using mobile apps or telephone banking. With a current account, you can […]
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There is much more to buying car insurance than simply finding the cheapest deal. You need to be sure the policy provides you with the peace of mind that you have the level of cover you want in the event that your car is stolen, broken into or if you’re involved in an accident. That
How Do I Get the Best Deal on Car Insurance? Read More »
Electric cars are fast becoming the vehicle of choice for those who want to reduce their impact on the environment. But, if you’re a company-car driver and choose an electric car, this change could have a positive impact on your pocket, too. How Do Company-Car Tax Rates Work? Company-car tax is designed to encourage business
Will I Pay Company Tax on an Electric Car? Read More »
In the UK, gifted money is taxed to prevent people avoiding inheritance tax by giving away all of their money before they die. You will avoid paying tax on gifted money if any of the following applies: You are gifting the money to an exempt beneficiary You are gifting less than £3000 You gift it
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Unless you’re in the fortunate position that money is no object, it’s fair to say that most of us would like to find ways to save money in our day-to-day lives. There is a myriad of ideas and suggestions on this topic out there, and a quick internet search will come up with all kinds
How Can I Save Money Day-to-Day? Read More »
The Right to Buy scheme is a straightforward process, which supports eligible council and housing association tenants all over England to buy their own home. This makes it possible to for people to buy the properties that they live in at a big discount. The scheme exists to give families a discount of as much
Understanding the Right to Buy scheme. Is it right for you? What are the pros and cons? Read More »
Managing your personal finances is a very important responsibility. While you can do your best to budget and save, financial setbacks do occur from time to time. If you do not have the money set aside to cover a setback, you will likely need to consider other options to pay for the expense. Three options
Credit card, loan or overdraft? What’s the best option for me? Read More »
Paying all of your bills and other financial obligations on time each month is very important. Those that are able to do this will have a higher credit score and pay less money on interest and late fees. While paying all of your bills on time is important, it is easy to forget to do
What’s the difference between a direct debit and a standing order? Read More »
Look into Guarantor Loans One reason why banks will shy away from mortgages with no or low deposits is because the underlying borrowers typically do not have a very sizable income or a lot of assets. You can help to alleviate this risk if you are able to get a guarantor for your mortgage loan.
A mortgage with no deposit? Is that possible? Read More »
Are you worrying about life insurance and feeling overwhelmed? There’s also no denying that costs creep up as you get older. Don’t panic because help is at hand. Take a look at this handy guide to assess your options: 50 plus life insurance policies These policies are specifically designed for people 50 and over, so
50 plus? Time to review your life insurance options. Read More »
