Mortgages

buy to let mortgage

Buy to Let Mortgages Explained

How Does a Buy-to-Let Mortgage Work?  Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. There are some important distinctions between the rules around buy-to-let mortgages and regular mortgages, so you need to be clear on what they are if you are considering buying a property in this way.  Who is Eligible for a

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offset mortgage

Offset Mortgages Explained

What Is an Offset Mortgage?  An offset mortgage is linked to your savings account and effectively reduces the amount of interest you are charged on your mortgage. Rather than your savings being used to pay off your mortgage, the amount you save is deducted from your mortgage total and you are then only charged interest on the remaining amount.  For example, if

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