How Can I Release Equity from My Home? Equity release refers to a range of products that allow you to access the money you have tied up in your home once you have paid off your mortgage. These products are generally available to the over 55s and there are two types of product available. Lifetime Mortgage You take out a new mortgage secured […]
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Pet Insurance – What Are My Options? Pet insurance works like any other kind of insurance policy and is essentially cover that pays out if you have unexpected costs related to your pet, the most common example being veterinary bills. Why Should I Get Pet Insurance? Anyone who has ever been a pet owner will
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I’m a First-Time Home Buyer. What Are My Options? If you’re a first-time buyer it can be overwhelming trying to wade through the plethora of information and working out the best option for you. First off, it’s worth knowing that to be classed as a first-time buyer you must be looking to purchase your only
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I’m a Single Parent. What’s the Best Way to Protect my Income? If you’re one of the 1.8 million single parents with dependent children in the UK, the thought that your family is entirely reliant on you and your income can be overwhelming. An income-protection plan can help give you the peace of mind that
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Should I Get a Joint Account with my Partner? A joint account can be a convenient way to manage shared expenses with someone you live with, for example a partner, spouse or housemate. However, it’s important to understand how joint accounts work and the pros and cons before you go ahead. How Does A Joint Account Work?
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In the UK, Council Tax is an annual fee set by and paid to your local council to go towards the cost of running the local services it provides. It is normally paid in ten monthly instalments, but some councils now allow you to split the cost over a 12-month period to make household budgeting
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What’s the Best Way to Budget Money? Managing your personal finances can seem like a daunting prospect, but getting on top of your money and learning how to budget more effectively can have a hugely positive impact on your life. Not only will you feel more in control of your bills, you could save money
Should I Insure My Gadgets Separately? If you have more than one or two gadgets you need to insure, a multi-gadget insurance policy could save you money and work out to be a more cost-effective option. It’s definitely worth looking at the costs of having separate policies for your gadgets versus a multi-gadget policy. Most
How Does PayPal Credit Work? In the words of the payments provider themselves, PayPal credit is “like a credit card, without the plastic”. Essentially, the scheme provides you with a credit limit, linked to your PayPal account, which you can use for online purchases and pay off within a set period without incurring any interest.
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Should I Use the Government Tax-Free Childcare Scheme? The Government’s Tax-Free Childcare scheme offers up to £2,000 a year per child towards childcare costs (£4000 if your child is disabled). Here’s the lowdown on how it works to help you decide if it benefits you. How Does the Scheme Work? To take part in the scheme you need to open
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