Critical illness cover (also known as critical illness insurance), is a long-term insurance policy which covers you for a number of serious illnesses specified by your policy provider. If you get one of these illnesses the policy will pay out a tax-free lump sum designed to help pay for your mortgage, rent, debts, or modifications […]
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While home insurance is an essential cost to protect your home and belongings, there are things you can to do keep your premiums as low as possible. Shop Around Don’t just assume your current insurer is offering you the best deal – with any type of car insurance, it always pays to shop around. Use
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A workplace pension is a scheme through which you save for your retirement – it is entirely separate from the state pension, which for the 2019-20 tax year sits at £168.60 a week. As the name suggests, a workplace pension is arranged by your employer and any contributions you make are topped up by your
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We all know someone who knows someone whose wedding had to be cancelled at the last minute, or who had a key supplier let them down on the big day. Horror stories they may be, but they do happen and the fact is that without wedding insurance in place that money is lost forever. When
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Having a will in place can make things a lot more straightforward for your next of kin in the event of your death, while ensuring your wishes are followed. There are several ways of getting a will written: using a solicitor, using a will-writing service or doing it yourself. It’s important that you meet certain
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Saving for a child’s future can give them a valuable head start when they become adults and want to go off to university, buy their first home or car or travel the world. What’s more, involving children in saving for their future helps to teach them about the value of money and the importance of
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If you’re a homeowner coming to the end of a fixed-rate mortgage, you’re likely to be feeling concerned that your monthly payments are about to skyrocket. But, if you’re prepared and well-informed about your options, you can put a plan in place to make sure you take the best next step. How Does a
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If you have equity tied up in your home you may be keen to release it so you can use it for home improvements, consolidating debt or to help children with university costs or getting onto the property ladder. This guide aims to provide an overview of how you can achieve this. What is Equity?
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For many people, buying a car is a significant purchase, second only to buying your own home. And with many different options in terms of how you can physically pay for a car, it can be difficult to figure out the best way for you to proceed. Funding fully or partially in cash is the
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If your self-employment income was more than £1000 for the tax year, you will need to fill out a self-assessment tax return. This can feel like a very daunting prospect, but they’re actually much more straightforward than they seem. The key is to know what you’ll need, have your paperwork in order and work through
I’m Self-Employed. Where Do I Start with My Self-Assessment Tax Return? Read More »
